World Home Loans' #1 VA Loan Specialist

Brian Cooke

MORTGAGE BROKER

NMLS ID: 17866

4.75% (5.02% APR)- 30yr fixed VA loan*

See what you qualify for
Click below to get started!

* $500K loan amount, 2.75 Points, up to 100% LTV, 720+ median FICO, Single family, 90210. Primary Residence 30-day rate lock period
*effective rates as of 9/7/2025

Our Mission

To serve our Veterans by offering ultra-low mortgage rates and closing costs.

To empower Veterans with the knowledge and resources needed to make informed home financing decisions.

To stand against and eliminate the widespread overcharging of Veterans that has persisted in the mortgage industry for decades.

Read the Full Mission Statement ›

Real answers. Real people. Real fast.
1-855-WHLOANS
Talk to a VA loan expert now, because you’ve earned the best.

Inside the Mind of Brian Cooke – Latest Video Podcast

Brian Cooke joins Ron Vaimberg for an exclusive deep dive into the mindset and principles that have made him one of America’s elite mortgage brokers. This isn’t just a conversation about business, it’s an inside look at the relentless drive and strategies that have propelled Brian to the top.

Listen on Apple Podcasts:
Listen Here

Trust Your Loan With
The Best In The Business

For over 20 years, Brian Cooke has dedicated himself to enhancing systems and boosting efficiencies, all with the goal of reducing mortgage loan costs for consumers.

As one of the top-producing mortgage brokers in the country, Brian Cooke has a long list of achievements:

Top-producing VA mortgage broker in 2026.
Ranks top 20 nationally by Scotsman Guide each of the past 8 years.
Top-producing mortgage broker for Utah volume 2019-2026.
Has closed over 12,000 mortgage loans for over $4 billion.
Ranked #3 nationally by Scotsman Guide Top Mortgage Brokers in 2026.

Top Mortgage Brokers

Click HERE to see the full list

Rank	First Name	Last Name	State	Brokered Volume	Total Volume	Brokered Closed Loans	Total Closed Loans	Purchases vs. Refis	Yrs. in Biz
1	Mark	Cohen	CA	790,947,361	790,947,361	609	609	65%/35%	38
2	Thuan	Nguyen	CA	339,040,833	339,040,833	864	864	81%/19%	19
3	Brian	Cooke	CA	325,045,801	325,045,801	627	627	78%/22%	23
4	Jeffrey	Miller	CA	320,720,432	320,720,432	682	682	23%/77%	24
5	Dustin	Rosenberg	CA	248,451,398	248,451,398	357	357	21%/79%	11

Updated as of 4/14/25

Brian's customer experience pillars are:

An Extremely Low Price
Fast Closing Time (approximately 18-day average)
Instant Response
Extreme Efficiency

His success in the mortgage industry is a testament to his unwavering integrity, reliability, efficiency, and dedication to exceptional client service. Brian is committed to assisting clients with all their mortgage inquiries and securing some of the most competitive mortgage rates available in the market.

The Brian Cooke Team

Brian Cooke

President & CEO

[email protected]

States We Lend

States We Currently Lend In

Alabama
Arizona
California (Broker Only)
Colorado
Florida (Broker Only)
Georgia
Idaho
Maryland
Michigan
Mississippi
North Carolina (Broker Only)
Ohio
Pennsylvania
South Carolina
Tennesee
Texas
Washington (Broker Only)
Washington D.C. (Broker Only)
Utah

States Coming Soon

Virginia

Are Lenders Taking Advantage of Everyday Homebuyers?

In a revealing new article, mortgage industry veteran Brian Cooke pulls back the curtain on a troubling trend: how some lenders are quietly overcharging America’s veterans, first-time buyers, and hardworking families. Behind the friendly faces and patriotic marketing, many trusting borrowers are being hit with hidden fees and rates up to a full percentage point higher than necessary.

Discover the truth behind these practices and learn how a new movement in lending is fighting to bring fairness, speed, and radical transparency back to the homebuying process.

Read the article here

The VA Loan Specialist Trusted By All

What Are VA Loans?

VA Loans, guaranteed by the U.S. Department of Veterans Affairs, provide eligible veterans and their families with the opportunity for affordable and accessible homeownership. These loans offer numerous benefits, including no down payment requirements, competitive interest rates, and flexible terms tailored to the unique needs of those who have served our country. Navigating the VA loan process can be complex, making it essential to work with a knowledgeable VA Loan Specialist.

With years of experience and a deep understanding of VA loan intricacies, Brian Cooke ensures a smooth and efficient loan process. Trust Brian to provide expert guidance and personalized service, making your journey to owning a home as seamless and rewarding as possible.

Contact The Leading VA Loan Mortgage Broker

Brian Cooke

President & CEO
World Home Loans

[email protected]
650-678-0283
License: NMLS #17866
AL, AZ, CO, DC, FL, ID, MD, MI, NC, OH, PA, SC, TN, TX, UT, WA

Resources

Discover valuable insights, expert tips, and essential tools to support your VA loan experience.

Brian Cooke's Weekly Newsletter

Stay informed with Brian Cooke's weekly newsletter, packed with the latest insights and tips on VA loans. Subscribe now to get expert advice and updates delivered straight to your inbox.

Follow Brian's Newsletter Here!